Paste tradelines, choose what to pay off, set the new loan, and see the cash flow, blended rate and payoff math. Opens with an anonymized sample scenario.
Copy rows from a credit report, spreadsheet or table and paste them here. Each line needs a name, a balance and a payment. A rate (like 7.375%) is optional. Header and total lines are skipped.
Edit anything. Uncheck a debt to leave it alone; unchecked debts are left out of both today's and the new totals.
| Pay off | Name | Type | Balance | Payment | Rate % | |
|---|---|---|---|---|---|---|
Cash out refi on one new first mortgage.
The required payment is the floor, not the plan. Extra payments are optional and can change month to month.
| Plan | Extra / mo | Total / mo | Debt free in | Total interest | Interest saved |
|---|
Leave the current first mortgage alone and put only the other debts on a fixed second. Cash flow decides; the blended rate explains.
Summary text with creditor names hidden, ready to paste into a post or an email.